Build Your Own
Retirement Income Plan
The Problem
Most Canadians retire with a plan-shaped gap where their income plan should be.
You've spent decades saving. You've contributed to your RRSP, maybe topped up your TFSA, and you know CPP and OAS are coming. But when someone asks you — "how much will you actually have coming in each month?" — the honest answer is: you're not quite sure.
That uncertainty is expensive. It leads to spending too little in the years when you're most active, or drawing down accounts in the wrong order and leaving thousands in unnecessary taxes on the table.
This course closes that gap — with a real spreadsheet, real numbers, and a plan that's actually yours.
$319k
The average Canadian retires with $319,000 in savings - and very little idea how to turn it into reliable, tax-efficient monthly income for 25 to 30+ years.
Source: Yahoo Finance Canada
This course was built for exactly that situation. We'll walk through a real case study — a 60-year-old with $255,000 in retirement savings — and build a complete retirement income plan together, step by step.
The Case Study
We build a real plan - not a hypothetical
Throughout the course, we follow a single case study from start to finish. Every module adds another layer to the same plan, so you see exactly how each piece fits together... and how an actual CFP® professional approaches the issues facing our case study subject.
Terry's $255,000 in retirement savings is roughly 20% below the average Canadian's. This makes his plan more challenging, a potentially tough conversation starter for how he plans on spending his retirement years. We take a closer look at some of the options available to Terry so that he can extend the longevity of his wealth.
Meet Terry Tycoon - Our Case Study
Age: 60    Status: Single Male   Province: Ontario     Savings: $255,000    Stage: Pre-retirement
$255k
Terry's starting retirement savings
$924/mo
Terry's CPP entitlement (Canadian average)
Age 60
Terry's age when he starts planning
Age 90
How long Terry needs the plan to last
Note: the plan is designed to be easily adapted to anyone's age, savings level, entitlements, or family structure.Â
WHO THIS COURSE IS FOR
This course is built for one specific Canadian.
Not everyone. If you're 35 and in the accumulation phase, this likely isn't your course yet. But if you're approaching retirement or in the early years of retirement - this was made for you.
For You
Built by a Canadian.
For Canadians.
100% Free
No conditions. No commissions. No conflict of interest. Take control.
Excel
A real, working spreadsheet. No tricky or fancy software. Follow along at your pace.
Start Building Your Plan
Today - For Free
Your impartial, unconditional retirement income plan won't build itself. But with the right framework, it doesn't take long.
Get Access
Get started today. Work at your own pace. There's no cost for the course, but delaying may cost your wealth.
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