About The Canadian Retirement Landscape
Take Control
Built for Canadians looking to take control of their retirement income planning (and their financial planning as a whole). This free course equips you with the confidence to know what retirement looks like.
Get a Bit of Help
Book a call with the ghostwriter of our book - The Poor Milloinaire and her Rich Sister. Whether you're starting out with your financial planning journey, need help building your own, or want an audit on an existing plan - one of ours or someone else's - we want to help.Â
Work With Us
Want us to deliver a full financial plan? Talk to a group of employees to help with retirement planning (because your group plan doesn't offer much)? Whatever the situation, Plan B Financial Planning can help.
Most Canadians retire with a plan-shaped gap where their income plan should be.
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You've spent decades saving. You've contributed to your RRSP, maybe topped up your TFSA, and you know CPP and OAS are coming. But when someone asks you — "how much will you actually have coming in each month?" — the honest answer is: you're not quite sure.
That uncertainty is expensive. It leads to spending too little in the years when you're most active, or drawing down accounts in the wrong order and leaving thousands in unnecessary taxes on the table.
This course closes that gap — with a real spreadsheet, real numbers, and a plan that's actually yours.
319K
The average Canadian retires with $319,000 in savings — and very little idea how to turn it into reliable, tax-efficient monthly income for 25–30+ years.
Source: Yahoo Finance Canada
The free Financial Plan course was built for exactly that situation. We'll walk through a real case study — a 60-year-old with $255,000 in retirement savings — and build a complete retirement income plan together, step by step.
Enrol NowWork With Plan B
A full financial plan takes time. While the free course can serve the "average" Canadian well, any added complexity can make things difficult and challenging. Without the project knowledge, your plan can fall apart. We can help you avoid that.
Book a Call
We can often troubleshoot gaps that arise from specific knowledge shortfalls with a brief call. Whether you're trying to understand how the Capital Dividend Account in your corporation can help you skirt certain tax matters that may apply on your passing or trying to gauge how your OAS entitlement could be impacted by a specific type of income, we can help.
Book a CallPurpose Built
Whether you're an employer who wants to provide third-party impartiality to a group of retiring employees, a group of like-minded folks looking for a presentation on a specific topic, and how that topic impacts their financial plan, Plan B Financial Planning can work with you at a cost far less than individual consultations.
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